SetterFi Terms of Service

Effective date: September 16, 2026

These terms are an agreement between you and Legacy Strong LLC, 401 E Las Olas Blvd, Fort Lauderdale, FL ("SetterFi", "we", "us"). By creating an account or using SetterFi you agree to them.

1. What SetterFi is

SetterFi is a subscription software service that lets credit and business-funding coaches deploy an AI assistant to respond to prospective clients on Instagram, Facebook Messenger, WhatsApp and SMS, qualify those prospects, and book calls.

2. Accounts

You must be at least 18 and authorised to act for the business you register. You are responsible for keeping your login secure and for all activity under your account. Tell us immediately at support@livelegacystrong.com if you suspect unauthorised access.

3. Your content and configuration

You own the programme details, pricing, qualification criteria, brand voice and other content you put into SetterFi. You grant us a licence to use it to operate the service for you. You are responsible for its accuracy and legality, including any claims about outcomes, guarantees or pricing that the assistant repeats to your prospects.

4. Connected accounts

When you connect Instagram, Facebook, WhatsApp, SMS or Google Calendar, you authorise us to act on those accounts on your behalf for the purposes of the service. You must have the right to connect each account. Each platform's own terms apply to your use of it. We are not responsible for changes those platforms make that affect the service.

5. Messaging compliance

You are the sender of every message the assistant sends on your behalf. You agree to:

Only message people who have contacted your business or otherwise consented to be contacted.
Comply with the TCPA, CAN-SPAM, carrier A2P 10DLC rules, and Meta's messaging policies.
Honour opt-outs. STOP requests on SMS are enforced automatically and you must not circumvent them.
Not use the service for anything unlawful, deceptive, or that violates the platform policies of Meta, Google or the carriers.

SMS sending requires carrier registration of your business, which can take several weeks and is outside our control. We will show you the honest status of that registration in the product.

6. The AI assistant

The assistant generates replies from your configuration and a shared industry knowledge base. It is constrained to your approved pricing and claims, but it is automated and may make mistakes. You are responsible for reviewing conversations and for any commitments made to prospects. The assistant is not a substitute for licensed financial, legal or credit advice, and you must not configure it to give such advice.

7. Fees and billing

Subscriptions are billed in advance through Stripe on the plan you choose. Plans may include a monthly allowance of booked calls; usage beyond the allowance is billed as shown on your plan. Fees are non-refundable except where the law requires. We may change prices with 30 days' notice; changes apply from your next renewal. Failed payments may result in suspension after notice.

8. Affiliates

If you refer a coach through our affiliate programme, commission is earned only after the referred coach's first payment has cleared, at the rate shown in your affiliate dashboard. Pending referrals are shown but are not payable. We may disable a referral link or withhold commission for fraud, self-referral or abuse. Affiliates see only the referred coach's name, subscription status and commission earned.

9. Acceptable use

You must not: reverse engineer the service; use it to send spam or harassment; attempt to extract the underlying models or knowledge base; interfere with other customers' accounts; or use it in any way that breaches the law or third-party rights. We may suspend or terminate accounts that breach these terms.

10. Data

Our Privacy Policy at https://www.setterfi.com/privacy explains how we handle personal information, including your prospects' information. Where you are the business collecting information from prospects, you are responsible for your own privacy obligations to them.

11. Availability and support

We aim for high availability but do not guarantee uninterrupted service. Support is available at support@livelegacystrong.com.

12. Intellectual property

SetterFi, its software, design and the shared knowledge base are owned by Legacy Strong LLC or its licensors. These terms do not transfer any of that to you.

13. Termination

You can close your account at any time from within the product. We can terminate or suspend for breach, non-payment, or if we discontinue the service, with notice where practicable. On closure, your data is handled as described in the Privacy Policy.

14. Disclaimers

The service is provided "as is". To the fullest extent permitted by law we disclaim all warranties, including that the assistant will produce any particular booking rate, revenue or outcome.

15. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential damages, or lost profits, and our total liability for any claim is limited to the fees you paid us in the 12 months before the claim.

16. Indemnity

You will indemnify us against claims arising from your content, your configuration of the assistant, your messaging practices, or your breach of these terms.

17. Governing law and disputes

These terms are governed by the laws of the State of Florida. Disputes will be resolved in the state or federal courts located in Broward County, Florida.

18. Changes

We may update these terms. Material changes will be notified by email at least 14 days before they take effect. Continued use after that date is acceptance.

19. Contact

Legacy Strong LLC 401 E Las Olas Blvd, Fort Lauderdale, FL support@livelegacystrong.com